Top 10 Best Travel Credit Card 2022 | Guide to pick best rewarding travel credit card

Top 10 Best Travel Credit Card 2022: In most of the country now cash is no longer the best to carry while traveling. Also, cash is not the best solution to carry while traveling, now credit card has come with many exciting reward and offer which can be used by people to pay for everything from new cars to a pack of gum.

We all love credit card in the US, now a days you can see many ads and offer running over TV and the internet offer the best credit card reward. Also many time your bank calls and email you offering all types of credit cards, no matter how often you say stop they will need to call you again and again.

Nowadays there are hundreds of credit card which offer you many rewards and offer like welcome offers, loyalty programs, perks, offer, arcane rules, and also hidden fees of credit cards.

It’s not a surprise to see anymore that most people just pick the first one they see and call it day, so some people just pick the debit card instead.

Be smart and choose your credit card wisely, Travel credit cards can be the best tool you can use to earn free flights, travel perks, and hotel stays and the best part is you don’t need to spend any extra money.

In this article, I have explained all the details to you on how to pick the best travel credit card by which you can maximize your points and earn free travel.

Best travel credit card: Quick Overview

Here I have picked some of the best travel credit cards which will offer you exciting offers and rewards. These are the quick lists of favorites by category

Best Flexible Travel Rewards Chase Sapphire Preferred
Best Premium Travel Card Chase Sapphire Reserve
Best Airline Rewards Credit Card Delta SkyMiles® Gold American Express©
Best No Annual Fee Card Chase Freedom Flex
Best Hotel Card Hilton Honors Surpass
Best Simple, Easy to Use Rewards Card Capital One® Venture®

Travel credit cards offer a great opportunity to earn free points that can be redeemed for airfares, hotels, or cold hard cash.

Their desire to get you, the consumer, is really your gain. By milking the system, you can get tons of free air tickets, hotel rooms, vacations, and even cashback.

And, as long as you can pay your credit card off each month, you’ll be able to accrue points and miles that you can redeem for free travel.

The tricky part is finding the card that works for you, your travel goals, and your budget.

Best Travel Credit Card

How do you pick the best travel-related credit card?

#1: Know there is No Perfect Card

The first thing you need to know is that there is no perfect travel card. Every card offers different benefits that will fit different lifestyles, budgets, and travel goals.

I use an AMEX card for booking flights (3x points per dollar spent), Chase Sapphire Reserve for my everyday spending, a different Chase card for my phone bills (5x points), and a Chase Ink for my business expenses

Is elite status the most important perk for you? Do you want points you can use for anything, like cash?

If you just want points to spend wherever you choose, get the Chase or American Express cards because you can use their points with a variety of travel companies.

Using credit cards that get me airline miles or that have good transfer bonuses to airline programs is what I go for.

Find your goal and then find the cards that match your goal as well as your spending habits.

#2. 5 Really Important Things to Look for in a Travel Rewards Credit Card

Comparing credit cards can be a little overwhelming. To help you stay focused and ensure you get the best card for you and your goals, here are the six things I look for in a new card:

  1. A huge welcome offer: The best travel cards will all offer you a sizable introductory offer.
  2. Added category spending bonus: Most credit cards offer one point for every dollar spent.
  3. Low spending minimum: Unfortunately, to get the great bonuses these cards offer, there is usually a required spending minimum.
  4. Have special travel perks: All of these travel credit cards offer great perks. Many will give you a special elite loyalty status or other extra perks.
  5. Low annual fees: No one likes paying annual fees for credit cards. Many of the fees for company-branded credit cards range from $50-$95 per year.

The Best Travel Credit Card reward

There are many credit card options when it comes to travel credit cards, thing is which one will you pick? Well, in this I would like to say is that grab as many as you can, Why put a limit on how many points you can earn.

But remember in the long run you must keep only the credit how much you can manage. Build it all slowly, down below are the list of my favorite travel credit card:

Best travel credit card with a high annual fee: Sapphire Reserve

Not everyone wants to pay a $550 annual fee, but if you’re serious about maximizing your rewards and you travel frequently, the Sapphire Reserve could be worth it.

Not only do you get up to $300 in statement credits toward travel each year (and Chase has a very generous definition of travel — including everything from airfare to highway tolls), but you also earn 5x total points on air travel and 10x total points on hotels and car rentals purchased through Chase Ultimate Rewards (excluding the $300 travel credit) and 3x points on all other travel and dining.

Best for luxury perks: The Platinum Card® from American Express

The Platinum Card® from American Express has one of the highest rewards card annual fees just recently increased to $695 (See Rates) but it can still be well worth it if you can put all of its statement credits and generous welcome bonus to use.

Best new Best travel credit card: Capital One Venture X Rewards Credit Card

The brand-new Capital One Venture X Rewards Credit Card was unveiled late last year. It offers a massive welcome bonus of 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening worth at least $750 in travel.

How do I pick a travel credit card?

There are various criteria that you will need to follow to evaluate when deciding on the right travel credit card:

  • Welcome Bonus
  • Bonus Categories
  • Ease of Use
  • Perks
  • Annual fee

Leave a Comment